What to know about Extended Health Insurance
We can submit the claim for physiotherapy online directly from most insurance providers or you can choose to do the claim yourself.
The common ones include:
- Blue Cross
- Manulife
- Sunlife
- Greenshield
- Great West Life
- Canada Life
It is always helpful to know what your plan covers by calling ahead or looking it up online.
- The annual limit
- Deductible
- Co-payment (percentage you pay)
- Maximum amount covered per session
- Whether you can use your spouse’s benefits once yours are used up
MSP Supplementary Benefits
Only for those who are eligible based on annual net income, MSP contributes $23 per visit for a combined annual limit of 10 visits each calendar year for the following services from approved providers: acupuncture, chiropractic, massage therapy, naturopathy, physical therapy, and non-surgical podiatry
Physio for Life is an approved physical therapy provider. We claim directly from MSP and charge you the difference in the fees for your session.
We are here to assist you in navigating the world of claims and benefits.
Physio For Life also offers a private pay plan if you do not have health insurance or have exhausted your benefits. For additional information about our service rates and payment options, please see our FAQ page on fees or contact us as soon as possible!
ICBC
For ICBC, a claim number is required for us to seek approval to begin physiotherapy sessions, along with a doctor’s prescription. Once approval has been obtained, usually you can receive 25 physiotherapy sessions for the first 3 months, thereafter we will apply for a treatment extension if we believe you still require treatment.
In some cases, when treatment has not been approved yet but the physiotherapy has started, the invoices can be submitted to your lawyer who will have it paid on settlement.
Request an appointment at Physio For Life today
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